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Benefit Summary

Dental Care

Save 15 to 50%* on all your dental care: exams, cleanings, fillings, x-rays, fluoride treatments, crowns, veneers implants, root canals, braces, dentures, wisdom teeth extractions, gum surgery, dental implants, and any other dental expense you or your family incurs.
Over 71,000** dental care providers, nation-wide.

Dr's and Hospitals

Save 10 to 40% at participating physician offices and hospitals***.
Over 285,000 providers nationwide including family physicians, specialists, facilities and hospitals***.
No age or health restrictions, anyone can receive savings within the network.
Access your very own Medical Health Advisor who can help you navigate the complexities of the healthcare and insurance systems.

Vision Care

Save 20-60% on eyeglasses, contact lenses and specialty items.
Coast to Coast Vision offers over 12,000 Providers including Pearle Vision, JS Penney Optical, Sears Optical, Target Optical, LensCrafters, and Eyemasters, as well as independent ophthalmologists, optometrists, and optical centers.
Save 10-30% on LASIK Surgery and Medical Eye Exams.

Prescription Care

Save 10-60% on most prescription medications.
Discounts at over 48,000 chain and independent pharmacies nationwide including: Rite-Aid, Eckerd's, K-Mart, Kroger, and many more.

Chiropractic Care

Free initial consultation.
Save 30-50% at over 3000 providers nationwide.
Save on diagnostics, x-rays, treatments, and other services.

Hearing Care

Save 40% to 60% on Brand Name Hearing Aids.
Mail order and retail hearing service centers available nationwide.

Dr's Online/Nurse Hotline

Confidential, online, personal interaction with licensed Dr's.
24/7 Nurse hotline to call and speak with a registered nurse.

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Disclosures

This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization.

Discount Medical Plan Organization: New Benefits, Ltd. 14240 Proton Rd. Dallas, TX 52444. 1-800-800-7616.

This discount card program contains a 30 day cancellation period. AR and TN Residents: receive a full refund if membership is cancelled within the first 30 days. MD, ND, OK, SC, TX and SD residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after receipt of membership materials. All other members receive a refund of all fees excluding the $25 Application fee. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder's service area.

Internet website address to obtain participating providers, www.locateproviders.com. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received.

Aetna Dental Access® Disclosures

Dental benefit is not available to VT residents.

*Actual costs and savings vary by provider and geographical area.

**According to the Aetna Enterprise Provider Database as of November 1, 2006.